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Schedule P

Schedule P

Schedule P is a complex section of the Statutory Annual Statement (“Yellow Book”), demanding much expertise to complete and to understand. The cross checks performed by the NAIC compare the Schedule P figures within its various parts, with other pages of the Annual Statement, and with Schedule P data from the preceding year. The NAIC uses Schedule P Summary data for three of the Insurance Regulatory Information System (“IRIS’) tests, and it uses the detailed line of business data to determine the reserving risk and the written premium risk charges in the risk-based capital formula. Investment analysts and rating agencies use the schedule to measure the adequacy of a company’s held reserves and thereby estimate its financial strength and expected market value.

We have significant experience in completing the statutory schedule Ps. As Chief Actuary for a property and casualty insurer writing business in over 20 states, Hayden Burrus had oversight over its completion of Schedule P (affectionately known as the “actuarial section”).

Our tagline is “Complex Calculations Made Easy to Understand”. We know that it is not enough to provide accurate, sound results. We also make them understandable. Understandable results allow business executives to easily share our conclusions with other key stakeholders.

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